Financing

Q: Can I finance my deductible?

Yes, you can finance your insurance deductible. We encourage all our customers who can not afford their high deductibles to apply for financing. Texas HB2021 went into effect on September 1, 2019, making it illegal to credit, discount, or provide any deductible assistance to the insured. Gone are the days of roofers "paying" your deductible. That is why Baker Roofing & Construction provides financing options to assist with deductibles and of course all your construction-related projects.

Q: Will it hurt my credit score if I apply for financing?

Absolutely not! Applying for financing through Hearth is completely a Risk-Free process. You will know your payment options and it will not affect your credit score.

Financing Available for Kitchen Remodels

See your personalized monthly payment options within minutes and without affecting your credit score.

No prepayment penalties. No home equity required.

Hearth makes it easy for you to find monthly payment options for your project, with

Loan amounts up to $100,000
Affordable monthly payment options
Funding within 1-3 days
No prepayment penalties
No home equity required

Find convenient monthly payment options for your project. See your personalized payment plans without affecting your credit score now.

Why Finance?

Can't afford your insurance deductible? Finance it. Need to make home improvements, but don't have the budget? Finance it. Want to remodel your kitchen but don't want to risk your savings? You guessed it, finance it. With No-Risk to your credit score, why not find out if you can get that new addition or replace that leaky roof?

Perfect for projects like:

Paying insurance deductibles
Replacement Windows
House Paint
Privacy Fence

Additions
Roof Replacement
Remodels
Garage Builds

See Your Financing Options Now Risk-Free

FAQ

Financing

How much can I finance?

Customers can finance up to $100,000 with Hearth financing. Approval amount and payment options are based upon creditworthiness determined by Hearth.

Can I finance my deductible?

Yes, you can finance your insurance deductible. We encourage all our customers who can not afford their high deductibles to apply for financing. Texas HB2021 went into effect on September 1, 2019, making it illegal to credit, discount, or provide any deductible assistance to the insured. Gone are the days of roofers “paying” your deductible. That is why Baker Roofing & Construction provides financing options to assist with deductibles and of course all your construction-related projects.

What are my financing options?

Although we work with a few lenders, we always recommend Hearth first. Hearth offers the best rates and payment options for most of our customers. To see your payment options, simply click above for a No-Risk quote.

Will it hurt my credit score if I apply for financing?

Absolutely not! Applying for financing through Hearth is completely a Risk-Free process. You will know your payment options and it will not affect your credit score.

Learn More